Tbilisi, Batumi, Kobuleti · developer instalments

Apartments in Georgia with Instalments

New builds where payments are spread until completion and sometimes beyond: from 10% down, terms up to 48 months, 0% options. No bank and no proof of income.

from $44,010

entry price with instalments

11

projects with instalments

10%

typical down payment

up to 48 mo

longest plan in our catalogue

Most new builds in Georgia are sold with instalments straight from the developer: you pay a deposit, sign the contract and pay the rest on a schedule, usually until completion. No bank is involved, no income statements are needed, and foreigners buy on the same terms as Georgian citizens.

The earlier the construction stage, the lower the price per m² and the longer the plan. Below are current terms for projects in our catalogue. Before the deal we check the developer and the construction permit and fix the payment schedule in the contract.

Instalment terms by project

ProjectCityPriceDown paymentInstalments
Solana Grand ResidencesKobuletifrom $44,01010%36–48 months
IKONBatumifrom $53,44010%0% over 36 months
Corall Seaside ResortBatumifrom $69,60010% (plus 10% at the end)monthly until the end of 2031
HISNI by Biograpi LivingTbilisifrom $74,607from 0%until completion (September 2028)
Next OrientalTbilisifrom $84,500from 10%0% until 2029
Spanish Quarter by ELTTbilisifrom $102,495from 30%until December 2027
Zion KrtsanisiTbilisifrom $106,000on request0%, completion June 2027
Coordinate by KEYSTONETbilisifrom $108,49210%up to 46 months
King Tamar by ArchiTbilisifrom $111,640from 10%up to 30 months
Tbilisi Downtown by NEXTTbilisifrom $130,500from 15%until 2028
VR Sky TowerTbilisifrom $101,12030%64 months, no bank

Terms per the developers as of October 2026; the exact schedule depends on the unit and is fixed in the contract.

New builds with instalments

IKON
Open

IKON

Batumi · Under Construction

Min. price

from $53,440

Min. area

from 33 m²

Completion

2027

Corall Seaside Resort
Open

Corall Seaside Resort

Batumi · Under Construction

Min. price

from $69,600

Min. area

from 28 m²

Completion

To be confirmed

Next Oriental
Open

Next Oriental

Tbilisi · Under Construction

Min. price

from $84,500

Min. area

from 33 m²

Completion

2028

Construction 15%
Spanish Quarter by ELT
Open

Spanish Quarter by ELT

Tbilisi · Under Construction

Min. price

from $102,495

Min. area

from 38.61 m²

Completion

2027

Construction 25%
Zion Krtsanisi
Open

Zion Krtsanisi

Tbilisi · Under Construction

Min. price

from $106,000

Min. area

from 38 m²

Completion

2027

Construction 45%
Coordinate by KEYSTONE
Open

Coordinate by KEYSTONE

Tbilisi · Under Construction

Min. price

from $108,492

Min. area

from 65.2 m²

Completion

December 2029

Construction 15%
King Tamar by Archi
Open

King Tamar by Archi

Tbilisi · Under Construction

Min. price

from $111,640

Min. area

from 28.4 m²

Completion

2029

Construction 20%
Tbilisi Downtown by NEXT
Open

Tbilisi Downtown by NEXT

Tbilisi · Under Construction

Min. price

from $130,500

Min. area

from 49.9 m²

Completion

2027

Construction 20%
VR Sky Tower
Open

VR Sky Tower

Tbilisi, Vake · Under Construction

Min. price

from $101,120

Min. area

from 31.6 m²

Completion

December 2031

Construction 5%

Instalments, 0% or a mortgage: what to choose

Developer instalments

no bank

The most common option: 10–30% down, the rest monthly or quarterly until completion. No income statements or credit history needed.

0% instalments

price locked

The price is fixed in the contract and does not rise during the plan. Some developers give a discount for paying in full — we compare both options.

Bank mortgage

for finished homes

Georgian banks lend to foreigners too, but ask for a larger deposit and proof of income. Mortgages suit finished homes; for off-plan, developer instalments usually work better.

You pay the developer on the contract schedule; ownership is registered in the Public Registry.

How we protect an instalment purchase

Developer checks

Land title, construction permit, delivered projects and the pace of current construction — before your first payment.

Schedule in the contract

The price, payment amounts and dates, the completion date and liability for delays are written into the contract, not just promised.

Oversight to the keys

We follow construction, remind you of payments, accept the apartment and help with fit-out and renting it out.

How to buy with instalments

01 · Budget & payment

We work out the down payment and monthly amount that suit you and shortlist projects that fit.

02 · Shortlist & checks

We send 5–7 options with payment schedules and check the developer and documents of the chosen project.

03 · Contract & deposit

We agree the contract, you pay the deposit and the contract is registered — in person or by power of attorney.

04 · Payments & keys

You pay on schedule while we follow construction. After completion — handover and title registration.

Buying with instalments: FAQ

Can a foreigner buy in Georgia with instalments?

Yes. The developer, not a bank, provides the plan, so citizenship, residency and income statements are not required. Foreigners buy on the same terms as Georgian citizens.

How big is the down payment?

Usually 10–30%. Our catalogue has projects at 10% down (Solana, IKON, Corall, Coordinate) and from 0% (HISNI). We calculate the exact amount for a specific unit.

Is there interest on the plan?

Many developers offer interest-free plans: IKON 0% over 36 months, Next Oriental 0% until 2029, Zion Krtsanisi 0%. Paying in full sometimes earns a discount, such as 5% at IKON — we compare which is better.

What if the developer delays completion?

The completion date and liability for delays are set in the contract. That is why we check the developer's track record and pick projects with a proven construction pace.

Can I pay from abroad?

Yes, instalments can be paid from another country. Workable transfer methods depend on your country and bank — we advise at the consultation.

See also: Buy an apartment in Tbilisi · Buy an apartment in Batumi · Seaside apartments in Kobuleti · Apartments in Krtsanisi

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